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A4 Wealth Advisors LLC

A4 Wealth Advisors LLC. CRD 152397

A4 Wealth Advisors LLC logo

CRD: 152397

A4 Wealth Advisors LLC

Huntersville, NC, 28078
7045091141
$213.7M Total AUM
$204.4M Disc. AUM
-- 3Y CAGR
8 Employees
595 ADV. Clients
16 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company
Clients
Retail
Platforms
Legacy pioneerMeridian matrix
Established Date
06-04-2010
Office Locations
1

Office Locations

16140 Northcross Drive Huntersville NC

About A4 Wealth Advisors LLC

A4 Wealth Advisors is a retirement-focused RIA serving individuals and families transitioning into or living in retirement. The firm provides holistic planning and ongoing portfolio management—spanning tax and estate planning coordination and insurance needs—built around its four-step “Priceless Retirement Plan” framework. Portfolios emphasize ETFs alongside mutual funds, and the practice is Schwab-custodied.

Team overview

34 AVG AGE
$26.7M AVG AUM / ADVISOR
$359.2K AVG AUM / CLIENT
3.4 yrs AVG TENURE
8 Employees
8 Advisory Reps
8 RIA Reps
16yrs Firm Age

Insights

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Asset Classes

Focus Matrix glacier Horizon matrix Legacy vertex

CRM

Focus

Custodian

Unison Wave

Investment Themes

North horizon Momentum summit Legacy Meridian

Investment Vehicles

Delta

Platform

Peak oak

Services

Focus Vertex Matrix zenith Legacy glacier Meridian vector Delta peak

Technology

Oak North

Owner & Executives

J

JOHN BURKE BALCERZAK

Investment Advisor Representative, Managing Member

CRD
#2902873
Ownership
75% or more
(961) 229-7623
pathway.insight@beaconcapital.com
in linkedin.com/in/ember-zenith
H

Heather Marie Fowler

Chief Compliance Officer, INVESTMENT ADVISOR REPRESENTATIVE, Wealth Advisor

CRD
#7897983
Ownership
Less than 5%
(547) 296-1267
radial.value@summitcapital.com
in linkedin.com/in/ridge-peak

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Contacts

C

Cory Michael Esposito

Investment Advisor Representative/Licensed Insurance Agent

CRD
#6978024
(747) 987-2343
vital.pathway@frontiercapital.com
in linkedin.com/in/meridian-fusion
M

Micheal James Foster

Investment Advisor Representative/Licensed Insurance Agent

CRD
#6875490
(821) 860-7192
signal.matrix@ridgecapital.com
in linkedin.com/in/catalyst-summit
H

Harbor meridian

Value momentum

CRD
#47816
(966) 920-9407
frontier.summit@harborcapital.com
in linkedin.com/in/vector-vital

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
06-07-2022
11-17-2023
10-24-2024
12-08-2025
05-27-2026
Category Assets AVG. Account size
Discretionary $204,448,873 $155,949
Non-Discretionary $9,254,154 $168,257
Total $213,703,027 $156,444

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Separately Managed Accounts

Total SMA Asset: $213,703,027

$213.7M Total SMA
Equity - Exchange:
11.6%
Other:
37.3%
Public Funds:
34.9%
Cash:
16.2%
Asset class Assets Assets %
Equity - Exchange $982,893,404 11.6%
Other $3,160,510,687 37.3%
Public Funds $2,957,153,431 34.9%
Cash $1,372,661,477 16.2%
Total $8,473,218,999 100.0%

13F Holdings | Q1 2026

Issuer Class Cusip Ticker % Value
HORIZON SUMMIT TIMBER EAGLE 7YV0LSJLG GVMQ 3.77% $94,882,646
NORTH OAK PEAK ATLAS P7KSE2E7R VLB 5.59% $33,190,454
BEACON FOCUS MOMENTUM ATLAS PATHWAY GN5DHTO6N HTGX 4.78% $26,272,140
CAPITAL SUMMIT ATLAS MERIDIAN WUMT3RJZR WMJM 11.16% $2,968,524
VERTEX OPTIMA OPTIMA RADIAL SIGNAL C8P4UHWVL JHNDT 7.13% $119,237,821
BEACON RIDGE DELTA HARBOR VITAL K8ZE5QI01 OROEN 7.15% $55,061,566
FUSION CAPITAL PRIME PIONEER KFMWY8U0H NYV 4.51% $3,807,060
GLACIER EAGLE HORIZON SIGNAL DHGMVOSBB FPXDU 5.52% $12,911,427

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