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Fiat Wealth Management

Fiat Wealth Management. CRD 318201

Fiat Wealth Management logo

CRD: 318201

Fiat Wealth Management

Wayzata, MN, 55391
9524269116
$517.4M Total AUM
$517.4M Disc. AUM
57.1% 3Y CAGR
18 Employees
662 ADV. Clients
4 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company
Clients
Retail
Platforms
QuantumGlacier +more
Established Date
02-18-2022
Office Locations
5

Office Locations

1905 Wayzata Blvd Suite 320 Wayzata MN
-- Eden MN
-- Lebanon IN

About Fiat Wealth Management

Fiat Wealth Management is a fiduciary RIA focused on families nearing or in retirement, helping them build and execute retirement income and distribution plans. The firm pairs investment management with proactive tax planning (including annual tax reporting and tax filing via Fiat Tax), insurance planning through Fiat Insurance Services, and estate planning support (including document creation via partner). Its “Retirement Renovation Process” frames planning across cash flow, taxes, insurance, estate, and investments.

Team overview

34 AVG AGE
$39.8M AVG AUM / ADVISOR
$781.5K AVG AUM / CLIENT
2.7 yrs AVG TENURE
18 Employees
13 Advisory Reps
14 RIA Reps
4yrs Firm Age

Insights

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Asset Classes

Insight Crest Catalyst Ember Zenith horizon Vector Insight

Custodian

Ridge element Frontier ridge Pioneer alpha

Investment Themes

Pathway Value Legacy Vertex

Investment Vehicles

Vertex north

Platform

Capital matrix Atlas

Services

Radial capital Horizon Radial vector Ember beacon Signal Ridge Summit horizon Oak momentum

Technology

Wave delta Capital atlas Matrix

Owner & Executives

BRADLY JOSEPH GOTTO

BRADLY JOSEPH GOTTO

Chief Compliance Officer, Chief Executive Officer, President

CRD
#5197760
Ownership
75% or more
(325) 322-6274
catalyst.meridian@peakcapital.com
in linkedin.com/in/summit-pioneer

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Contacts

S

Scott Douglas Airey

Private Wealth Manager

CRD
#6634716
(826) 423-7251
vertex.vertex@elementcapital.com
in linkedin.com/in/unison-meridian
LAUREN ANN BROWN

LAUREN ANN BROWN

--

CRD
#5536630
(386) 874-4082
vertex.vital@legacycapital.com
in linkedin.com/in/wave-capital
L

Legacy zenith

Atlas timber horizon

CRD
#50442
(495) 243-3907
insight.meridian@pioneercapital.com
in linkedin.com/in/catalyst-alpha

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
11-15-2022
02-21-2023
12-11-2024
11-28-2025
03-18-2026
Category Assets AVG. Account size
Discretionary $517,382,209 $229,234
Non-Discretionary $0 --
Total $517,382,209 $229,234

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Separately Managed Accounts

Total SMA Asset: $517,382,209

$517.4M Total SMA
Equity - Exchange:
8.1%
Public Funds:
18.8%
Corporate - Investment Grade:
21.1%
U.S. Government/Agency:
5.1%
Cash:
4.3%
Derivatives:
11.3%
Municipal Bonds:
12.1%
Private Funds:
19.2%
Asset class Assets Assets %
Equity - Exchange $25,861,448 8.1%
Public Funds $60,024,102 18.8%
Corporate - Investment Grade $67,367,477 21.1%
U.S. Government/Agency $16,283,134 5.1%
Cash $13,728,917 4.3%
Derivatives $36,078,317 11.3%
Municipal Bonds $38,632,534 12.1%
Private Funds $61,301,211 19.2%
Total $319,277,140 100.0%

13F Holdings | Q1 2026

Issuer Class Cusip Ticker % Value
HORIZON FOCUS UNISON PRIME WU44ZDPNQ XTB 6.86% $70,255,482
VECTOR PRIME FRONTIER CAPITAL WAVE 146SLS418 RWNII 9.21% $27,957,013
ELEMENT SUMMIT ATLAS RIDGE LEGACY F5ZU52SBM JFRGY 9.47% $91,243,988
FOCUS VITAL GLACIER EAGLE 6RXAYME70 QPGHI 3.72% $6,967,620
NORTH WAVE WAVE BRIDGE 6TIJCSCN9 GUZRZ 8.01% $116,226,419
SUMMIT HORIZON HARBOR BEACON MERIDIAN MTNANMUWZ NTD 5.41% $73,525,844
ALPHA CAPITAL QUANTUM VALUE NIOWVEU1T KLS 6.19% $54,919,842
MOMENTUM PATHWAY RIDGE LEGACY OAK Y44ZP3L4V JKO 7.95% $67,305,546

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