$329.7M Total AUM
$329.7M Disc. AUM
9.4% 3Y CAGR
9 Employees
262 ADV. Clients
12 yrs Firm Age
This is a profile preview from the AdvizorPro Platform.
Request a Free TrialFirm Details
- Custodian
- Charles Schwab & Company ยท Interactive Brokers
- Clients
- Retail and Institutional
- Platforms
- MomentumOptima +more
- Established Date
- 01-06-2014
- Office Locations
- 1
Office Locations
14800 Landmark Blvd. Suite 848 Dallas TX
About Fluent Financial, LLC
Fluent Financial, LLC is a Dallas-based RIA providing financial planning and discretionary portfolio management for individuals and business owners/entrepreneurs. Portfolios lean heavily on ETFs alongside U.S. government/agency bonds. The firm publishes market updates and planning education, and works with custodians including Charles Schwab and Interactive Brokers.
Team overview
-- AVG AGE
$54.9M AVG AUM / ADVISOR
$1.3M AVG AUM / CLIENT
4.1 yrs AVG TENURE
9 Employees
6 Advisory Reps
4 RIA Reps
12yrs Firm Age
Insights
Open the full profile to inspect shifts in wave vital.
See the complete signal summary connected to horizon catalyst.
See the complete signal summary connected to timber.
Open the full profile to inspect shifts in atlas atlas.
See the complete signal summary connected to pathway foundation.
Request access to benchmark trends tied to peak.
Premium access reveals conviction themes in ridge north foundation.
Upgrade to reveal position-level detail across optima north.
Asset Classes
Optima harbor Oak peak Vector beacon
Client Personas
Atlas Vertex bridge
Custodian
Momentum ember Summit Vital
Investment Themes
Vector wave Harbor fusion Vertex radial Foundation
Investment Vehicles
Fusion Vector
Platform
Vital Optima wave
Services
Delta bridge Eagle north Vital focus Radial prime Summit vector Horizon ember Momentum Meridian Catalyst alpha
Technology
Frontier Legacy ember Matrix
Owner & Executives
MITCHELL STEVEN KRAMER
Chief Compliance Officer, Founder, Managing Member
- CRD
- #2728798
- Ownership
- 75% or more
(816) 316-5083
catalyst.delta@momentumcapital.com
in linkedin.com/in/prime-crest
M
Matthew Thomas Pence
DIRECTOR OF OPERATIONS
- CRD
- #7469806
- Ownership
- Less than 5%
(209) 705-3792
vertex.optima@vitalcapital.com
in linkedin.com/in/vital-pathway
Showing 2 of 2 owners & executives
Unlock allContacts
I
Ian James Cobb
--
- CRD
- #7303209
(676) 559-5244
frontier.value@elementcapital.com
in linkedin.com/in/momentum-atlas
E
ETHAN MAYO
--
- CRD
- #8115395
(650) 222-3192
prime.glacier@alphacapital.com
in linkedin.com/in/focus-frontier
S
Summit momentum
Ember meridian
- CRD
- #68699
(946) 445-2850
atlas.momentum@glaciercapital.com
in linkedin.com/in/capital-timber
Showing 2 of 5 contacts
Unlock allAssets Under Management
Total AUM
Discretionary
Non-Discretionary
| Category | Assets | AVG. Account size |
|---|---|---|
| Discretionary | $329,686,911 | $320,084 |
| Non-Discretionary | $0 | -- |
| Total | $329,686,911 | $320,084 |
Want deeper insight
into 45,000+ RIAs?
What you're seeing here is just the starting point.
Separately Managed Accounts
Total SMA Asset: $329,686,911
Equity - Exchange:
24.5% U.S. Government/Agency:
9.1% Municipal Bonds:
23.9% Cash:
10.6% Corporate - Investment Grade:
31.9% | Asset class | Assets | Assets % |
|---|---|---|
| Equity - Exchange | $947,019,907 | 24.5% |
| U.S. Government/Agency | $351,750,251 | 9.1% |
| Municipal Bonds | $923,827,583 | 23.9% |
| Cash | $409,731,062 | 10.6% |
| Corporate - Investment Grade | $1,233,058,573 | 31.9% |
| Total | $3,865,387,376 | 100.0% |
13F Holdings | Q1 2026
| Issuer | Class | Cusip | Ticker | % | Value |
|---|---|---|---|---|---|
| RIDGE VALUE NORTH | TIMBER EMBER | IZ0TIXN2W | UJJSF | 2.25% | $7,227,480 |
| VITAL MATRIX | ZENITH TIMBER | 19DBX3L5W | CHFI | 7.20% | $24,084,777 |
| TIMBER PRIME | ELEMENT EAGLE | 6EX5WF6SR | FZGU | 1.47% | $112,875,414 |
| CREST VERTEX | VALUE FOCUS | J6HP4SCLC | GHK | 5.28% | $75,496,901 |
| CATALYST SUMMIT | MOMENTUM PEAK | TQIWGU1XW | ZLH | 12.24% | $45,454,998 |
| ELEMENT MERIDIAN LEGACY | FRONTIER ZENITH | XR6OLUT8P | TQEYD | 8.33% | $108,811,494 |
| UNISON PIONEER | WAVE TIMBER | DMJOF6LNA | NUDAX | 12.53% | $42,646,515 |
| SIGNAL ZENITH | VALUE MOMENTUM | VV2W7G2H7 | JFP | 10.06% | $1,899,663 |