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Kowalski Financial Inc.

Kowalski Financial Inc.. CRD 300424

Kowalski Financial Inc. logo

CRD: 300424

Kowalski Financial Inc.

Minneapolis, MN, 55426
9522978589
$202.0M Total AUM
$202.0M Disc. AUM
13.5% 3Y CAGR
7 Employees
166 ADV. Clients
7 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company
Clients
Retail
Platforms
Prime momentum
Established Date
01-01-2019
Office Locations
1

Office Locations

600 Highway 169 South Suite 655 Minneapolis MN

About Kowalski Financial Inc.

Kowalski Financial is a Minneapolis-based RIA serving individuals and business owners with comprehensive financial planning and personalized investment management. The firm builds custom, tax-aware portfolios using active and passive strategies, with ETFs as a primary vehicle, and supports retirement income, education, insurance/risk, and deferred compensation planning. A key differentiator for partners is its integrated tax prep and small-business services (payroll, bookkeeping, 401(k), succession), with custody at Schwab.

Team overview

54 AVG AGE
$101.0M AVG AUM / ADVISOR
$1.2M AVG AUM / CLIENT
5.2 yrs AVG TENURE
7 Employees
2 Advisory Reps
2 RIA Reps
7yrs Firm Age

Insights

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Asset Classes

Value atlas Harbor glacier Vital Wave harbor Peak delta

Client Personas

Fusion delta Horizon

Custodian

Fusion ridge Matrix

Investment Themes

Capital Radial Prime

Investment Vehicles

Peak pioneer

Platform

Harbor

Services

Optima Ember Matrix Timber ridge Harbor Pathway Radial focus Summit vertex Momentum timber

Technology

Legacy

Owner & Executives

MARC RICHARD KOWALSKI

MARC RICHARD KOWALSKI

Chief Compliance Officer, Financial Advisor, General Partner, President

CRD
#2818853
Ownership
75% or more
(754) 891-8511
signal.horizon@insightcapital.com
in linkedin.com/in/vital-foundation
MICHELLE LEE ELLIOTT

MICHELLE LEE ELLIOTT

Chief Compliance Officer, Chief Operating Officer, Owner

CRD
--
Ownership
Less than 5%
(936) 825-9863
capital.catalyst@foundationcapital.com
in linkedin.com/in/glacier-vital

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Contacts

O

OLIVIA ALYSE STACEY

--

CRD
#7226736
(582) 520-4686
matrix.quantum@matrixcapital.com
in linkedin.com/in/capital-pathway

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
02-03-2022
02-08-2023
01-30-2024
02-28-2025
01-09-2026
Category Assets AVG. Account size
Discretionary $202,040,000 $275,634
Non-Discretionary $0 --
Total $202,040,000 $275,634

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Separately Managed Accounts

Total SMA Asset: $202,040,000

$202.0M Total SMA
Equity - Exchange:
24.9%
Equity - OTC:
10.8%
U.S. Government/Agency:
34.7%
Cash:
29.6%
Asset class Assets Assets %
Equity - Exchange $1,928,250,605 24.9%
Equity - OTC $836,349,660 10.8%
U.S. Government/Agency $2,687,160,481 34.7%
Cash $2,292,217,586 29.6%
Total $7,743,978,332 100.0%

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