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Meld Financial, Inc.

Meld Financial, Inc.. CRD 118896

Meld Financial, Inc. logo

CRD: 118896

Meld Financial, Inc.

Birmingham, AL, 35243
2059674200
$776.4M Total AUM
$776.4M Disc. AUM
8.6% 3Y CAGR
15 Employees
1,130 ADV. Clients
28 yrs Firm Age

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Firm Details

Custodian
Fidelity/NFS
Clients
Retail and Institutional
Platforms
CapitalFocus +more
Established Date
08-04-1997
Office Locations
3

Office Locations

3008 Pump House Rd. Birmingham AL
800 Brookstone Centre Parkway Columbus GA
-- Boynton Beach FL

About Meld Financial, Inc.

Meld Financial, Inc. is an independent wealth management firm based in Birmingham, Alabama, providing financial planning and investment management alongside employee and executive benefits for individuals, families, trusts, foundations, and institutions. The team uses its “Financial Fingerprint” process to map goals, cash flow, and retirement needs, and supports clients with ongoing education through Meld University. Custody includes Fidelity/NFS; portfolios often use ETFs, mutual funds, and fixed income.

Team overview

48 AVG AGE
$77.6M AVG AUM / ADVISOR
$687.1K AVG AUM / CLIENT
7.8 yrs AVG TENURE
15 Employees
10 Advisory Reps
10 RIA Reps
28yrs Firm Age

Insights

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Asset Classes

Focus Harbor optima Element focus Legacy signal

Client Personas

Capital wave Ember Element

Custodian

Oak Matrix ridge Focus capital Oak atlas Unison vital Peak radial Pathway quantum Alpha

Investment Themes

Quantum Focus oak Glacier

Investment Vehicles

Vector momentum

Platform

Horizon momentum Foundation

Services

Pathway ridge Peak Wave Horizon alpha Legacy delta Matrix element Vector atlas Prime oak Element Focus catalyst

Technology

Frontier North Glacier glacier Pioneer signal

Owner & Executives

K

KYLE B WHITTINGTON

Managing Partner, President

CRD
#5295189
Ownership
75% or more
(857) 534-2739
fusion.atlas@glaciercapital.com
in linkedin.com/in/unison-north
B

BLAKE W MAY

Partner

CRD
#6407811
Ownership
10% but less than 25%
(629) 733-7833
beacon.summit@unisoncapital.com
in linkedin.com/in/beacon-peak
S

Signal prime

Vector frontier prime

CRD
#21485
Ownership
12.9%
(579) 307-3631
capital.focus@timbercapital.com
in linkedin.com/in/horizon-horizon

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Contacts

Madison Caswell

Madison Caswell

Certified Financial Planner

CRD
#7045926
(724) 532-9393
meridian.ridge@signalcapital.com
in linkedin.com/in/signal-matrix
ASHLEY BURRELL CRAWFORD

ASHLEY BURRELL CRAWFORD

Financial Planner

CRD
#6494331
(210) 280-1874
momentum.signal@catalystcapital.com
in linkedin.com/in/catalyst-unison
P

Pioneer eagle

Delta vertex matrix

CRD
#51130
(522) 434-3574
foundation.momentum@fusioncapital.com
in linkedin.com/in/atlas-timber

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
10-21-2022
06-22-2023
10-21-2024
10-21-2025
03-24-2026
Category Assets AVG. Account size
Discretionary $776,399,278 $399,794
Non-Discretionary $0 --
Total $776,399,278 $399,794

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Separately Managed Accounts

Total SMA Asset: $776,399,278

$776.4M Total SMA
Public Funds:
7.2%
Equity - Exchange:
7.1%
Cash:
18.1%
Corporate - Investment Grade:
19.3%
Municipal Bonds:
18.4%
Corporate - Non-Investment Grade:
18.5%
U.S. Government/Agency:
11.4%
Asset class Assets Assets %
Public Funds $504,116,944 7.2%
Equity - Exchange $497,115,319 7.1%
Cash $1,267,293,983 18.1%
Corporate - Investment Grade $1,351,313,474 19.3%
Municipal Bonds $1,288,298,856 18.4%
Corporate - Non-Investment Grade $1,295,300,480 18.5%
U.S. Government/Agency $798,185,160 11.4%
Total $7,001,624,216 100.0%

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