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Optimum Financial Services, LLC

Optimum Financial Services, LLC. CRD 105878

Optimum Financial Services, LLC logo

CRD: 105878

Optimum Financial Services, LLC

Jackson, MS, 39216
6019815900
$300.2M Total AUM
$300.0M Disc. AUM
6.1% 3Y CAGR
4 Employees
242 ADV. Clients
35 yrs Firm Age

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Firm Details

Custodian
Betterment · Fidelity/NFS · Jackson National Life
Clients
Retail and Institutional
Platforms
--
Established Date
02-22-1991
Office Locations
1

Office Locations

1817 Crane Ridge Drive Suite 200 Jackson MS

About Optimum Financial Services, LLC

Optimum Financial Services, LLC is a Jackson, MS-based advisory firm providing straightforward financial and investment planning, including retirement and tax-focused guidance and portfolio construction using vehicles like ETFs and mutual funds. The team works with clients nationwide virtually and emphasizes an educational, collaborative planning process. Custody includes Fidelity/NFS.

Team overview

-- AVG AGE
$100.1M AVG AUM / ADVISOR
$1.2M AVG AUM / CLIENT
12.6 yrs AVG TENURE
4 Employees
3 Advisory Reps
3 RIA Reps
35yrs Firm Age

Insights

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Asset Classes

Horizon Ridge vertex Meridian summit Catalyst horizon

Client Personas

Alpha summit Beacon matrix Catalyst

Custodian

Horizon value Wave Zenith Momentum Horizon alpha

Investment Themes

Capital Ember delta

Investment Vehicles

Pathway zenith

Services

Oak beacon Signal Ember Pioneer Bridge Unison matrix Bridge radial Vector Optima

Owner & Executives

J

JOHN WALTER GARRARD II

Chief Compliance Officer, Investment Advisor, President

CRD
#2042646
Ownership
Less than 5%
(244) 860-5073
north.atlas@pathwaycapital.com
in linkedin.com/in/alpha-insight
W

WILLIAM HUGH GARRARD MR.

Chief Operating Officer, EXECUTIVE VICE PRESIDENT

CRD
#6476150
Ownership
Less than 5%
(760) 542-6846
oak.quantum@ridgecapital.com
in linkedin.com/in/crest-eagle

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Contacts

J

John Walter Garrard III

Asset Manager, Chief Compliance Officer, President

CRD
#6997286
(841) 655-1984
radial.radial@harborcapital.com
in linkedin.com/in/north-signal

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
11-07-2022
03-16-2023
03-06-2024
02-03-2025
02-09-2026
Category Assets AVG. Account size
Discretionary $299,989,277 $618,535
Non-Discretionary $203,984 $203,984
Total $300,193,261 $617,682

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Separately Managed Accounts

Total SMA Asset: $300,193,261

$300.2M Total SMA
Public Funds:
14.1%
Cash:
12.2%
Equity - Exchange:
20.4%
Other:
6.0%
U.S. Government/Agency:
14.0%
Municipal Bonds:
13.7%
Private Funds:
12.0%
Corporate - Investment Grade:
7.6%
Asset class Assets Assets %
Public Funds $711,558,751 14.1%
Cash $615,674,947 12.2%
Equity - Exchange $1,029,489,256 20.4%
Other $302,790,958 6.0%
U.S. Government/Agency $706,512,235 14.0%
Municipal Bonds $691,372,687 13.7%
Private Funds $605,581,916 12.0%
Corporate - Investment Grade $383,535,213 7.6%
Total $5,046,515,963 100.0%

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