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Calculated Wealth

Calculated Wealth. CRD 318985

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CRD: 318985

Calculated Wealth

$200.8M Total AUM
$200.8M Disc. AUM
-- 3Y CAGR
5 Employees
194 ADV. Clients
4 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company ยท Interactive Brokers
Clients
Retail
Established Date
03-23-2022
Office Locations
4

Office Locations

201 East 5TH Street Suite 1900 Cincinnati OH
2355 HWY 36 W Bonestroo Suite 400 Roseville MN
2921 Landmark Place Suite 215-#332 Madison WI

About Calculated Wealth

Calculated Wealth is a boutique RIA delivering concierge-level financial and wealth planning for future-focused families, including business owners, entrepreneurs, and retirees. The firm emphasizes careful planning, tax and estate coordination, insurance and charitable strategies, and portfolio construction grounded in asset allocation and risk management using public funds, ETFs, and municipal bonds. It intentionally limits client relationships to maintain deep advisor access.

Reported data analysis

What the numbers show

Between April 25, 2025 and April 9, 2026, reported AUM increased 41.1%, from $142.3M to $200.8M.

Of the latest reported AUM, 100.0% is discretionary and 0.0% is non-discretionary.

The firm reports 4 advisory representatives and 194 clients, or 48.5 clients per representative. That equates to $1.0M in reported AUM per client.

The profile lists 4 reported office locations and 4 years in operation. The source data was last updated on April 9, 2026. Figures reflect reported regulatory data and may not include subsequent changes.

Team overview

54 AVG AGE
$50.2M AVG AUM / ADVISOR
$1.0M AVG AUM / CLIENT
2.9 yrs AVG TENURE
5 Employees
4 Advisory Reps
4 RIA Reps
4yrs Firm Age

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Available data coverage

  • Asset Classes
  • Client Personas
  • Custodian
  • Investment Themes
  • Investment Vehicles
  • Platform
  • Services
  • Technology

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Owner & Executives

Nathan Roger Byers

Nathan Roger Byers

Chief Compliance Officer, Consultant, Owner

CRD
#6645599
Ownership
75% or more

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Contacts

CRAIG ALLEN RATZ

CRAIG ALLEN RATZ

Advisor

CRD
#7307648
M

Matthew John Richardson

Chief Executive Officer

CRD
#6821747

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
04-25-2025
04-09-2026
Category Assets AVG. Account size
Discretionary $200,778,956 $1,034,943
Non-Discretionary $0 --
Total $200,778,956 $1,034,943

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Separately Managed Accounts

SMA allocation detail is available

Calculated Wealth has reported separately managed account data across 3 asset classes. AdvizorPro provides the associated asset values, allocation percentages, and exportable breakdown.

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