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Calculated Wealth

Calculated Wealth. CRD 318985

Calculated Wealth logo

CRD: 318985

Calculated Wealth

$200.8M Total AUM
$200.8M Disc. AUM
-- 3Y CAGR
5 Employees
194 ADV. Clients
4 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company ยท Interactive Brokers
Clients
Retail
Platforms
Available
Established Date
03-23-2022
Office Locations
4

Office Locations

201 East 5TH Street Suite 1900 Cincinnati OH
2355 HWY 36 W Bonestroo Suite 400 Roseville MN
2921 Landmark Place Suite 215-#332 Madison WI

About Calculated Wealth

Calculated Wealth is a boutique RIA delivering concierge-level financial and wealth planning for future-focused families, including business owners, entrepreneurs, and retirees. The firm emphasizes careful planning, tax and estate coordination, insurance and charitable strategies, and portfolio construction grounded in asset allocation and risk management using public funds, ETFs, and municipal bonds. It intentionally limits client relationships to maintain deep advisor access.

Team overview

54 AVG AGE
$50.2M AVG AUM / ADVISOR
$1.0M AVG AUM / CLIENT
2.7 yrs AVG TENURE
5 Employees
4 Advisory Reps
4 RIA Reps
4yrs Firm Age

Insights

Available
Available
Available
Available
Available
Available
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Asset Classes

Available

Client Personas

Available

Custodian

Available

Investment Themes

Available

Investment Vehicles

Available

Platform

Available

Services

Available

Technology

Available

Owner & Executives

Nathan Roger Byers

Nathan Roger Byers

Chief Compliance Officer, Consultant, Owner

CRD
#6645599
Ownership
75% or more
Available
Available
Available

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Contacts

CRAIG ALLEN RATZ

CRAIG ALLEN RATZ

Advisor

CRD
#7307648
Available
Available
Available
M

Matthew John Richardson

Chief Executive Officer

CRD
#6821747
Available
Available
Available

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
04-25-2025
04-09-2026
Category Assets AVG. Account size
Discretionary $200,778,956 $1,034,943
Non-Discretionary $0 --
Total $200,778,956 $1,034,943

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Separately Managed Accounts

Total SMA Asset: Available

Locked Total SMA
Public Funds:
Available
Municipal Bonds:
Available
Equity - Exchange:
Available
Asset class Assets Assets %
Public Funds Available Available
Municipal Bonds Available Available
Equity - Exchange Available Available
Total Available Available

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