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California Financial Advisors

California Financial Advisors. CRD 110152

C

CRD: 110152

California Financial Advisors

SAN Ramon, CA, 94583
9252751000
$2.3B Total AUM
$2.0B Disc. AUM
14.5% 3Y CAGR
14 Employees
3,050 ADV. Clients
28 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company · Fidelity/NFS
Clients
Retail and Institutional
Platforms
Timber harborCapital +more
Established Date
02-18-1998
Office Locations
2

Office Locations

12657 Alcosta Blvd Suite 470 SAN Ramon CA
2303 Camino Ramon Suite 250 SAN Ramon CA

About California Financial Advisors

California Financial Advisors is a fiduciary RIA (founded 1998) providing personalized portfolio management, asset allocation, and comprehensive planning for individuals and entrepreneurs. The investment approach emphasizes fixed income, including municipal bonds. Serves clients in 40+ states and abroad with 99.45% average client retention (2022–2024), custody relationships including Schwab and Fidelity, and recognition in FA/CNBC rankings.

Team overview

57 AVG AGE
$161.7M AVG AUM / ADVISOR
$742.1K AVG AUM / CLIENT
14.3 yrs AVG TENURE
14 Employees
14 Advisory Reps
14 RIA Reps
28yrs Firm Age

Insights

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Asset Classes

Legacy Alpha vertex

Client Personas

North oak

Custodian

Optima pioneer Bridge timber Ridge oak Eagle prime Pathway

Investment Themes

Value

Investment Vehicles

Crest pioneer

Platform

Pathway

Services

Element unison Bridge Matrix summit Focus Beacon Eagle Timber catalyst

Technology

Horizon optima Quantum Bridge element Foundation vertex Crest

Owner & Executives

R

RYAN DOUGLAS DENNEHY

Financial Advisor, General Partner

CRD
#6545712
Ownership
10% but less than 25%
(274) 834-9882
pioneer.insight@vertexcapital.com
in linkedin.com/in/element-ridge
MICHELLE PERRY HIGGINS

MICHELLE PERRY HIGGINS

Financial Advisor, General Partner

CRD
#2733419
Ownership
10% but less than 25%
(327) 768-8648
oak.insight@meridiancapital.com
in linkedin.com/in/optima-delta
H

Harbor quantum

Optima optima

CRD
#99092
Ownership
12.5%
(396) 591-4166
wave.alpha@pathwaycapital.com
in linkedin.com/in/crest-bridge

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Contacts

JONATHAN LAWRENCE BECKER

JONATHAN LAWRENCE BECKER

Financial Advisor, General Partner

CRD
#4873089
(951) 284-1303
glacier.oak@signalcapital.com
in linkedin.com/in/vector-signal
J

JOHN ALBERT CORDANO

Financial Advisor, General Partner

CRD
#2294724
(211) 345-9093
ember.prime@momentumcapital.com
in linkedin.com/in/unison-crest
F

Fusion focus

Frontier glacier

CRD
#14461
(619) 485-9220
vector.eagle@vertexcapital.com
in linkedin.com/in/crest-bridge

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
05-23-2022
03-27-2023
12-17-2024
03-24-2025
05-26-2026
Category Assets AVG. Account size
Discretionary $2,010,467,129 $631,230
Non-Discretionary $252,911,497 $698,651
Total $2,263,378,626 $638,111

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Separately Managed Accounts

Total SMA Asset: $2,263,378,626

$2.3B Total SMA
Municipal Bonds:
39.7%
Cash:
60.3%
Asset class Assets Assets %
Municipal Bonds $2,237,522,843 39.7%
Cash $3,398,554,848 60.3%
Total $5,636,077,691 100.0%

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