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Capstone RIA

Capstone RIA. CRD 334343

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CRD: 334343

Capstone RIA

$241.1M Total AUM
$241.1M Disc. AUM
-- 3Y CAGR
3 Employees
262 ADV. Clients
1 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company
Clients
Retail
Established Date
11-01-2024
Office Locations
3

Office Locations

114 W Magnolia Street Suite #444 Bellingham WA
-- Bellingham WA
-- Sumas WA

About Capstone RIA

Capstone RIA is a Bellingham, WA registered investment adviser focused on employer benefits—specializing in 401(k) and pension planning, including BP and Hilcorp plans. With 45+ years of combined industry experience, the team helps individuals allocate retirement assets to match risk tolerance and goals, and provides broader wealth management, tax and risk management, and retirement analysis. Client portal access is available via Charles Schwab.

Reported data analysis

What the numbers show

Between October 13, 2025 and February 10, 2026, reported AUM increased 21.2%, from $198.9M to $241.1M.

Of the latest reported AUM, 100.0% is discretionary and 0.0% is non-discretionary.

The firm reports 1 advisory representatives and 262 clients, or 262 clients per representative. That equates to $920.2K in reported AUM per client.

The profile lists 3 reported office locations and 1 years in operation. The source data was last updated on February 10, 2026. Figures reflect reported regulatory data and may not include subsequent changes.

Team overview

40 AVG AGE
$241.1M AVG AUM / ADVISOR
$920.2K AVG AUM / CLIENT
1.6 yrs AVG TENURE
3 Employees
1 Advisory Reps
2 RIA Reps
1yrs Firm Age

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Available data coverage

  • Asset Classes
  • Client Personas
  • CRM
  • Custodian
  • Investment Themes
  • Investment Vehicles
  • Platform
  • Services
  • Technology

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Owner & Executives

TYLER EUGENE RYAN

TYLER EUGENE RYAN

--

CRD
#5113394
Ownership
50% but less than 75%
LETTIE ELIZABETH SIHOTA

LETTIE ELIZABETH SIHOTA

Chief Compliance Officer

CRD
#6269967
Ownership
10% but less than 25%

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Contacts

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
10-13-2025
02-10-2026
Category Assets AVG. Account size
Discretionary $241,081,561 $379,059
Non-Discretionary $0 --
Total $241,081,561 $379,059

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Separately Managed Accounts

SMA allocation detail is available

Capstone RIA has reported separately managed account data across 4 asset classes. AdvizorPro provides the associated asset values, allocation percentages, and exportable breakdown.

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13F Holdings | Q2 2026

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Capstone RIA's 13F holdings detail is available for Q2 2026, including issuer, security class, CUSIP, ticker, portfolio weight, and reported value.

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