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Financial Concepts

Financial Concepts. CRD 157616

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CRD: 157616

Financial Concepts

Columbus, MS, 39701
6623271480
$1.1B Total AUM
$1.1B Disc. AUM
19.5% 3Y CAGR
19 Employees
2,537 ADV. Clients
15 yrs Firm Age

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Firm Details

Custodian
Capital Bank
Clients
Retail and Institutional
Platforms
RadialVital +more
Established Date
05-27-2011
Office Locations
1

Office Locations

2980 North Frontage Road Columbus MS

About Financial Concepts

Financial Concepts is a Columbus, MS-based financial planning firm with 35+ years serving individuals and families, including business owners and entrepreneurs, with retirement-focused advice tied to real-life goals. The team delivers financial planning, portfolio construction and ongoing asset management, plus estate planning and insurance guidance. Investment implementation emphasizes public funds and ETFs (often mutual funds/annuity solutions) and the firm runs on Orion.

Team overview

37 AVG AGE
$362.8M AVG AUM / ADVISOR
$429.0K AVG AUM / CLIENT
4 yrs AVG TENURE
19 Employees
3 Advisory Reps
4 RIA Reps
15yrs Firm Age

Insights

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Asset Classes

Harbor value

Client Personas

Oak capital Summit momentum

CRM

Atlas summit

Custodian

Eagle Delta Focus Pioneer

Investment Themes

Oak prime Quantum eagle

Investment Vehicles

Horizon

Platform

Vector

Services

Pioneer insight Unison momentum Horizon fusion Insight Prime Wave timber

Technology

Focus Peak Quantum crest Pioneer

Owner & Executives

SCOTT TODD FERGUSON

SCOTT TODD FERGUSON

Chief Compliance Officer, Chief Executive Officer, Financial Advisor, Investment Strategist

CRD
#5128168
Ownership
75% or more
(481) 708-9637
pioneer.peak@embercapital.com
in linkedin.com/in/vector-vector
Felice Rosanne Olmos

Felice Rosanne Olmos

Chief Compliance Officer, Compliance Manager

CRD
#7754264
Ownership
Less than 5%
(369) 313-2508
timber.timber@ridgecapital.com
in linkedin.com/in/summit-pioneer

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Contacts

M

Michael David Black

--

CRD
#7581547
(961) 394-1455
wave.unison@capitalcapital.com
in linkedin.com/in/legacy-eagle
Sawyer Rias Brown

Sawyer Rias Brown

--

CRD
#7786131
(497) 772-3502
alpha.delta@oakcapital.com
in linkedin.com/in/frontier-timber
A

Atlas radial

Catalyst fusion ember

CRD
#54271
(640) 979-6716
delta.atlas@quantumcapital.com
in linkedin.com/in/frontier-zenith

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
05-12-2022
06-20-2023
11-08-2024
05-02-2025
06-08-2026
Category Assets AVG. Account size
Discretionary $1,088,251,596 $207,880
Non-Discretionary $0 --
Total $1,088,251,596 $207,880

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Separately Managed Accounts

Total SMA Asset: $1,088,251,596

$1.1B Total SMA
Public Funds:
17.2%
Equity - Exchange:
24.4%
Cash:
21.9%
Corporate - Investment Grade:
36.5%
Asset class Assets Assets %
Public Funds $245,566,250 17.2%
Equity - Exchange $348,361,425 24.4%
Cash $312,668,656 21.9%
Corporate - Investment Grade $521,114,427 36.5%
Total $1,427,710,758 100.0%

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