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Financial Concepts

Financial Concepts. CRD 157616

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CRD: 157616

Financial Concepts

$1.1B Total AUM
$1.1B Disc. AUM
19.5% 3Y CAGR
19 Employees
2,537 ADV. Clients
15 yrs Firm Age

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Firm Details

Custodian
Capital Bank
Clients
Retail and Institutional
Established Date
05-27-2011
Office Locations
1

Office Locations

2980 North Frontage Road Columbus MS

About Financial Concepts

Financial Concepts is a Columbus, MS-based financial planning firm with 35+ years serving individuals and families, including business owners and entrepreneurs, with retirement-focused advice tied to real-life goals. The team delivers financial planning, portfolio construction and ongoing asset management, plus estate planning and insurance guidance. Investment implementation emphasizes public funds and ETFs (often mutual funds/annuity solutions) and the firm runs on Orion.

Reported data analysis

What the numbers show

Between May 2, 2025 and June 8, 2026, reported AUM increased 22.3%, from $890.0M to $1.1B.

Across 5 reported observations, AUM increased 37.0% between May 12, 2022 and June 8, 2026, from $794.3M to $1.1B.

Of the latest reported AUM, 100.0% is discretionary and 0.0% is non-discretionary.

The firm reports 3 advisory representatives and 2,537 clients, or 845.7 clients per representative. That equates to $429.0K in reported AUM per client.

The profile lists 1 reported office location and 15 years in operation. The source data was last updated on June 8, 2026. Figures reflect reported regulatory data and may not include subsequent changes.

Team overview

37 AVG AGE
$362.8M AVG AUM / ADVISOR
$429.0K AVG AUM / CLIENT
5.1 yrs AVG TENURE
19 Employees
3 Advisory Reps
4 RIA Reps
15yrs Firm Age

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Available data coverage

  • Asset Classes
  • Client Personas
  • CRM
  • Custodian
  • Investment Themes
  • Investment Vehicles
  • Platform
  • Services
  • Technology

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Owner & Executives

SCOTT TODD FERGUSON

SCOTT TODD FERGUSON

Financial Advisor, Investment Strategist, Retirement Income Planner

CRD
#5128168
Ownership
75% or more
Felice Rosanne Olmos

Felice Rosanne Olmos

Chief Compliance Officer

CRD
#7754264
Ownership
Less than 5%

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Contacts

Sawyer Rias Brown

Sawyer Rias Brown

Associate Advisor

CRD
#7786131
Kristen Nicole Kunz

Kristen Nicole Kunz

Associate Advisor

CRD
#7641872

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
05-12-2022
06-20-2023
11-08-2024
05-02-2025
06-08-2026
Category Assets AVG. Account size
Discretionary $1,088,251,596 $207,880
Non-Discretionary $0 --
Total $1,088,251,596 $207,880

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Separately Managed Accounts

SMA allocation detail is available

Financial Concepts has reported separately managed account data across 4 asset classes. AdvizorPro provides the associated asset values, allocation percentages, and exportable breakdown.

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