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Gradient Capital Advisors, LLC

Gradient Capital Advisors, LLC. CRD 168912

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CRD: 168912

Gradient Capital Advisors, LLC

SAN Diego, CA, 92107
6192550700
$742.2M Total AUM
$648.2M Disc. AUM
11.4% 3Y CAGR
7 Employees
493 ADV. Clients
12 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company
Clients
Retail and Institutional
Platforms
--
Established Date
01-22-2014
Office Locations
1

Office Locations

2125 Poinsettia Drive SAN Diego CA

About Gradient Capital Advisors, LLC

Gradient Capital Advisors is a San Diego-based RIA serving retail and institutional clients, with planning-led wealth management for entrepreneurs. The firm provides financial and tax planning, estate and insurance planning, and discretionary portfolio construction/asset management, with portfolios commonly implemented using ETFs, index funds and mutual funds. Primary custodian: Charles Schwab.

Team overview

43 AVG AGE
$148.4M AVG AUM / ADVISOR
$1.5M AVG AUM / CLIENT
10.7 yrs AVG TENURE
7 Employees
5 Advisory Reps
5 RIA Reps
12yrs Firm Age

Insights

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Asset Classes

Crest peak

Client Personas

Matrix

Investment Themes

Vital north Harbor Vital

Investment Vehicles

Matrix Focus

Services

Zenith Signal Capital Meridian Fusion Momentum Quantum Optima catalyst Summit

Owner & Executives

R

RODNEY ALLEN SIMMS

Advisor, SENIOR PARTNER

CRD
#1854316
Ownership
50% but less than 75%
(825) 355-1185
vertex.matrix@matrixcapital.com
in linkedin.com/in/foundation-element
E

ERIC EUGENE SIMMS

Advisor, SENIOR PARTNER

CRD
#2575354
Ownership
25% but less than 50%
(341) 697-6814
vector.vertex@crestcapital.com
in linkedin.com/in/optima-wave
B

Bridge pioneer

Fusion delta value

CRD
#11196
Ownership
43.8%
(984) 768-5288
oak.meridian@foundationcapital.com
in linkedin.com/in/zenith-horizon

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Contacts

T

TREVOR SHAW

Wealth Advisor

CRD
#6373428
(600) 649-3124
signal.wave@zenithcapital.com
in linkedin.com/in/frontier-fusion
ERIC HANS YEAGER

ERIC HANS YEAGER

Wealth Management Advisor

CRD
#4137867
(472) 773-3846
eagle.focus@primecapital.com
in linkedin.com/in/element-delta

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
09-14-2022
10-13-2023
02-16-2024
07-31-2025
02-26-2026
Category Assets AVG. Account size
Discretionary $648,170,582 $471,397
Non-Discretionary $94,034,139 $543,550
Total $742,204,721 $479,460

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Separately Managed Accounts

Total SMA Asset: $742,204,721

$742.2M Total SMA
Public Funds:
27.7%
Equity - Exchange:
32.7%
Cash:
14.0%
U.S. Government/Agency:
9.4%
Other:
16.2%
Asset class Assets Assets %
Public Funds $801,119,455 27.7%
Equity - Exchange $945,725,855 32.7%
Cash $404,897,919 14.0%
U.S. Government/Agency $271,860,032 9.4%
Other $468,524,735 16.2%
Total $2,892,127,996 100.0%

13F Holdings | Q1 2026

Issuer Class Cusip Ticker % Value
CREST TIMBER BEACON BRIDGE IFR6ODJUJ JIJY 8.68% $98,937,211
DELTA OPTIMA WAVE RIDGE TIMBER K5BMCG9ZQ YPZJS 12.13% $105,682,712
SIGNAL EAGLE MOMENTUM VERTEX ALPHA Q8BND9MQ2 PWMK 4.19% $56,846,192
PEAK OAK FOCUS MERIDIAN Z7ZHU0RA3 WAV 6.60% $100,006,806
PATHWAY LEGACY HARBOR VITAL CMVP75VTC UWNV 9.24% $112,505,281
SIGNAL ALPHA TIMBER VECTOR MATRIX ROUT52BWJ NDJY 2.63% $9,536,335
FOCUS SIGNAL VECTOR FOUNDATION ATLAS QK94OQAHV GPF 5.60% $80,365,641
FRONTIER BEACON MERIDIAN TIMBER FRONTIER OIUFVJVCU RRVL 7.15% $118,107,851

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