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NBT Capital Management, Inc.

NBT Capital Management, Inc.. CRD 104932

N

CRD: 104932

NBT Capital Management, Inc.

$1.6B Total AUM
$1.2B Disc. AUM
-1.9% 3Y CAGR
15 Employees
786 ADV. Clients
38 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company
Clients
Retail and Institutional
Established Date
11-23-1987
Office Locations
6

Office Locations

220 E. Buffalo Street Suite 301 Milwaukee WI
24752 Beachwood Road Elberta AL
295 Broadway Saratoga Springs NY

About NBT Capital Management, Inc.

NBT Capital Management provides personalized investment management and consulting for individual investors and retirement plan participants nationwide. The team builds tailored portfolios with an asset-allocation approach using mutual funds, ETFs and fixed income, and offers comprehensive wealth management engagements. Typical advisory pricing is around 1% annually, with hourly/project/retainer options; custody includes Charles Schwab.

Reported data analysis

What the numbers show

Between June 17, 2025 and June 4, 2026, reported AUM increased 7.6%, from $1.5B to $1.6B.

Across 5 reported observations, AUM decreased 6.8% between October 12, 2022 and June 4, 2026, from $1.7B to $1.6B.

Of the latest reported AUM, 77.3% is discretionary and 22.7% is non-discretionary.

The firm reports 7 advisory representatives and 786 clients, or 112.3 clients per representative. That equates to $2.0M in reported AUM per client.

The profile lists 6 reported office locations and 38 years in operation. The source data was last updated on June 4, 2026. Figures reflect reported regulatory data and may not include subsequent changes.

Team overview

54 AVG AGE
$229.8M AVG AUM / ADVISOR
$2.0M AVG AUM / CLIENT
3.7 yrs AVG TENURE
15 Employees
7 Advisory Reps
8 RIA Reps
38yrs Firm Age

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Available data coverage

  • Asset Classes
  • Client Personas
  • Custodian
  • Investment Themes
  • Investment Vehicles
  • Platform
  • Services
  • Technology

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The full NBT Capital Management, Inc. record includes the detailed values behind these data categories, along with filters and export-ready prospecting fields.

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Owner & Executives

D

DOUGLAS JON COGGINS

Chief Compliance Officer, Director Of Fiduciary Services

CRD
--
Ownership
Less than 5%
R

RUTH HALLEY MAHONEY

Chief Executive Officer, President Of Wealth Management

CRD
--
Ownership
Less than 5%

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Contacts

N

NANCY DUNHAM CLEVELAND

Director

CRD
#1499216
J

JOHN CONSTANTINE KARADENES

Vice President

CRD
#2674451

Showing 2 of 9 contacts

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
10-12-2022
08-10-2023
06-11-2024
06-17-2025
06-04-2026
Category Assets AVG. Account size
Discretionary $1,242,662,913 $1,026,146
Non-Discretionary $365,832,810 $3,771,472
Total $1,608,495,723 $1,229,737

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Separately Managed Accounts

SMA allocation detail is available

NBT Capital Management, Inc. has reported separately managed account data across 8 asset classes. AdvizorPro provides the associated asset values, allocation percentages, and exportable breakdown.

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13F Holdings | Q2 2026

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NBT Capital Management, Inc.'s 13F holdings detail is available for Q2 2026, including issuer, security class, CUSIP, ticker, portfolio weight, and reported value.

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