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Retirement Capital Strategies, Inc.

Retirement Capital Strategies, Inc.. CRD 139009

Retirement Capital Strategies, Inc. logo

CRD: 139009

Retirement Capital Strategies, Inc.

$305.2M Total AUM
$305.2M Disc. AUM
0.9% 3Y CAGR
6 Employees
263 ADV. Clients
20 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company · TD Ameritrade
Clients
Retail and Institutional
Established Date
04-19-2006
Office Locations
1

Office Locations

1190 Saratoga Ave., Suite 140 SAN Jose CA

About Retirement Capital Strategies, Inc.

Retirement Capital Strategies is a San Jose, CA RIA providing financial planning and discretionary portfolio management, including tax and estate planning support, insurance guidance, and business-succession/529 planning. Led by CEO/co-founder and portfolio strategist Tom Vaughan (Columbia CERTIFIED PORTFOLIO MANAGERâ„¢), the firm emphasizes asset-allocation driven portfolios with heavy ETF usage and offers regular market commentary (daily updates).

Reported data analysis

What the numbers show

Between March 20, 2025 and April 21, 2026, reported AUM increased 3.3%, from $295.5M to $305.2M.

Across 5 reported observations, AUM increased 3.1% between December 6, 2022 and April 21, 2026, from $296.0M to $305.2M.

Of the latest reported AUM, 100.0% is discretionary and 0.0% is non-discretionary.

The firm reports 2 advisory representatives and 263 clients, or 131.5 clients per representative. That equates to $1.2M in reported AUM per client.

The profile lists 1 reported office location and 20 years in operation. The source data was last updated on April 21, 2026. Figures reflect reported regulatory data and may not include subsequent changes.

Team overview

31 AVG AGE
$152.6M AVG AUM / ADVISOR
$1.2M AVG AUM / CLIENT
7.8 yrs AVG TENURE
6 Employees
2 Advisory Reps
2 RIA Reps
20yrs Firm Age

Additional firm insights

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Available data coverage

  • Asset Classes
  • Client Personas
  • CRM
  • Custodian
  • Investment Themes
  • Investment Vehicles
  • Platform
  • Services
  • Technology

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Owner & Executives

THOMAS EARL VAUGHAN

THOMAS EARL VAUGHAN

Chief Executive Officer, Portfolio Manager, President

CRD
#1721660
Ownership
75% or more
CAMILLA ELIZABETH NERI

CAMILLA ELIZABETH NERI

DIRECTOR

CRD
--
Ownership
Less than 5%

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Contacts

Easan Sean Arulanantham

Easan Sean Arulanantham

Wealth Management Advisor

CRD
#7015816

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
12-06-2022
08-02-2023
03-29-2024
03-20-2025
04-21-2026
Category Assets AVG. Account size
Discretionary $305,157,069 $486,694
Non-Discretionary $0 --
Total $305,157,069 $486,694

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Separately Managed Accounts

SMA allocation detail is available

Retirement Capital Strategies, Inc. has reported separately managed account data across 5 asset classes. AdvizorPro provides the associated asset values, allocation percentages, and exportable breakdown.

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13F Holdings | Q2 2026

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Retirement Capital Strategies, Inc.'s 13F holdings detail is available for Q2 2026, including issuer, security class, CUSIP, ticker, portfolio weight, and reported value.

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