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THE Practical Planner

THE Practical Planner. CRD 130601

THE Practical Planner logo

CRD: 130601

THE Practical Planner

$145.3M Total AUM
$145.3M Disc. AUM
-- 3Y CAGR
2 Employees
67 ADV. Clients
26 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company · Fidelity/NFS · Morgan Stanley · Prudential
Clients
Retail
Platforms
Available
Established Date
09-25-1999
Office Locations
1

Office Locations

274 Main ST Groton MA

About THE Practical Planner

The Practical Planner is a fee-only RIA providing tax-focused financial planning and wealth management for individuals and families, including retirees and business owners. Led by CFP professionals who are also IRS Enrolled Agents, the firm integrates tax planning with portfolio construction and asset allocation using primarily public funds and ETFs. Based in Groton, MA, they serve clients nationwide via virtual meetings and custody through firms such as Schwab and Fidelity.

Team overview

-- AVG AGE
$72.7M AVG AUM / ADVISOR
$2.2M AVG AUM / CLIENT
18.6 yrs AVG TENURE
2 Employees
2 Advisory Reps
2 RIA Reps
26yrs Firm Age

Insights

Available
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Available
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Client Personas

Available

Custodian

Available

Fund Managers

Available

Investment Themes

Available

Investment Vehicles

Available

Services

Available

Technology

Available

Owner & Executives

JOHN HENRY KONETZNY

JOHN HENRY KONETZNY

Chief Compliance Officer, Managing Member, Partner

CRD
#5841600
Ownership
75% or more
Available
Available
Available
PATRICIA ANN KONETZNY

PATRICIA ANN KONETZNY

Managing Member, Partner

CRD
#2819640
Ownership
10% but less than 25%
Available
Available
Available

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Contacts

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
03-18-2024
02-26-2025
02-26-2026
Category Assets AVG. Account size
Discretionary $145,318,074 $2,201,789
Non-Discretionary $0 --
Total $145,318,074 $2,201,789

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Separately Managed Accounts

Total SMA Asset: Available

Locked Total SMA
Public Funds:
Available
Cash:
Available
U.S. Government/Agency:
Available
Equity - Exchange:
Available
Asset class Assets Assets %
Public Funds Available Available
Cash Available Available
U.S. Government/Agency Available Available
Equity - Exchange Available Available
Total Available Available

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