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Theory Financial

Theory Financial. CRD 304084

Theory Financial logo

CRD: 304084

Theory Financial

$319.2M Total AUM
$315.4M Disc. AUM
22.4% 3Y CAGR
3 Employees
252 ADV. Clients
7 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company
Clients
Retail
Platforms
--
Established Date
06-17-2019
Office Locations
2

Office Locations

2580 Harmony Road, Suite 201 Fort Collins CO
355 S Teller Street Suite 200 Lakewood CO

About Theory Financial

Theory Financial LLC (dba Theory Financial) is an SEC-registered RIA based in Fort Collins, CO serving retail clients, including business owners. The firm provides financial planning and wealth management—tax, estate and insurance planning, charitable giving, and business succession—paired with portfolio construction and asset allocation. Investment implementation uses mutual funds, ETFs, fixed income and, where appropriate, cryptocurrency. Custodies at Schwab and runs on Tamarac.

Team overview

43 AVG AGE
$106.4M AVG AUM / ADVISOR
$1.3M AVG AUM / CLIENT
6.1 yrs AVG TENURE
3 Employees
3 Advisory Reps
3 RIA Reps
7yrs Firm Age

Insights

Available
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Asset Classes

Available

Client Personas

Available

Custodian

Available

Investment Themes

Available

Investment Vehicles

Available

Platform

Available

Services

Available

Owner & Executives

RYAN CHARLES STOUT

RYAN CHARLES STOUT

Chief Compliance Officer, Chief Executive Officer, Founder, Managing Member

CRD
#5238710
Ownership
75% or more
Available
Available
Available
C

CHARLES LELAND NEDELE

CHIEF OPERATING OFFICER, Wealth Management Advisor

CRD
#5030870
Ownership
Less than 5%
Available
Available
Available

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Contacts

THOMAS G BRAUN

THOMAS G BRAUN

Senior Wealth Management Advisor

CRD
#3262722
Available
Available
Available

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
10-18-2022
03-08-2023
02-13-2024
03-03-2025
03-04-2026
Category Assets AVG. Account size
Discretionary $315,370,952 $467,909
Non-Discretionary $3,869,699 $1,934,850
Total $319,240,651 $472,249

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Separately Managed Accounts

Total SMA Asset: Available

Locked Total SMA
Public Funds:
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Equity - Exchange:
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Cash:
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Other:
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Asset class Assets Assets %
Public Funds Available Available
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Cash Available Available
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Total Available Available

13F Holdings | Q1 2026

Issuer Class CUSIP Ticker % Value
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