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Waterford Advisors, LLC

Waterford Advisors, LLC. CRD 119442

Waterford Advisors, LLC logo

CRD: 119442

Waterford Advisors, LLC

$399.1M Total AUM
$399.1M Disc. AUM
14.1% 3Y CAGR
10 Employees
351 ADV. Clients
22 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company ยท Vanguard
Clients
Retail
Platforms
Available
Established Date
04-09-2004
Office Locations
1

Office Locations

3858 North Buffalo RD Suite 2 Orchard Park NY

About Waterford Advisors, LLC

Waterford Advisors, LLC is an independent advisory firm serving individuals, families, and businesses in Western New York. The team delivers plan-driven wealth management with retirement income planning, tax planning, and estate planning (including trusts and business succession). Portfolios lean heavily on ETFs within a long-term, goals-based allocation, with custody through firms such as Schwab and Vanguard.

Team overview

38 AVG AGE
$57.0M AVG AUM / ADVISOR
$1.1M AVG AUM / CLIENT
3.1 yrs AVG TENURE
10 Employees
7 Advisory Reps
7 RIA Reps
22yrs Firm Age

Insights

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Asset Classes

Available

Client Personas

Available

Custodian

Available

Fund Managers

Available

Investment Themes

Available

Investment Vehicles

Available

Platform

Available

Services

Available

Technology

Available

Owner & Executives

CHRISTINA MARIE MICHALCZAK

CHRISTINA MARIE MICHALCZAK

Chief Compliance Officer, President

CRD
#5282570
Ownership
Less than 5%
Available
Available
Available

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Contacts

Daniel Byles-Smith

Daniel Byles-Smith

Principal

CRD
#6702916
Available
Available
Available
Ryan Michael DiPasquale

Ryan Michael DiPasquale

Principal

CRD
#6880701
Available
Available
Available

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
02-16-2022
03-09-2023
02-29-2024
04-21-2025
03-31-2026
Category Assets AVG. Account size
Discretionary $399,125,492 $403,973
Non-Discretionary $0 --
Total $399,125,492 $403,973

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Separately Managed Accounts

Total SMA Asset: Available

Locked Total SMA
Equity - Exchange:
Available
Public Funds:
Available
Equity - OTC:
Available
Cash:
Available
U.S. Government/Agency:
Available
Asset class Assets Assets %
Equity - Exchange Available Available
Public Funds Available Available
Equity - OTC Available Available
Cash Available Available
U.S. Government/Agency Available Available
Total Available Available

13F Holdings | Q1 2026

Issuer Class CUSIP Ticker % Value
Available Available Available Available Available Available
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