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Solitude Financial Services, Inc.

Solitude Financial Services, Inc.. CRD 150348

S

CRD: 150348

Solitude Financial Services, Inc.

$363.5M Total AUM
$362.7M Disc. AUM
23.9% 3Y CAGR
8 Employees
164 ADV. Clients
17 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company · Fidelity/NFS
Clients
Retail
Platforms
Available
Established Date
06-30-2009
Office Locations
1

Office Locations

236 East High Street Charlottesville VA

About Solitude Financial Services, Inc.

Solitude Financial Services is an SEC-registered, fee-only fiduciary advisory founded by United captain and former Air Force instructor pilot Gene Kowalski. The firm specializes in serving pilot families nationwide with goal-based planning, insurance and cash-reserve coaching, portfolio management, and tax-focused “tax alpha” strategies. A key differentiator is deep expertise in UAL’s Pilot Retirement Account Plan (PRAP), managed via Schwab Personal Choice Retirement Accounts, plus CPA-partnered tax filing included for clients.

Team overview

28 AVG AGE
$60.6M AVG AUM / ADVISOR
$2.2M AVG AUM / CLIENT
6.1 yrs AVG TENURE
8 Employees
6 Advisory Reps
6 RIA Reps
17yrs Firm Age

Insights

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Asset Classes

Available

Client Personas

Available

Custodian

Available

Investment Themes

Available

Investment Vehicles

Available

Platform

Available

Services

Available

Technology

Available

Owner & Executives

GENE MICHAEL KOWALSKI

GENE MICHAEL KOWALSKI

Financial Planner, PRINCIPAL, WEALTH ADVISOR

CRD
#5665299
Ownership
75% or more
Available
Available
Available
Ty W Bilderback

Ty W Bilderback

Chief Compliance Officer, WEALTH ADVISOR

CRD
#3113353
Ownership
5% but less than 10%
Available
Available
Available

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Contacts

Jacob Levi Fleming

Jacob Levi Fleming

--

CRD
#6470155
Available
Available
Available
Michael Whitney

Michael Whitney

--

CRD
#7251258
Available
Available
Available

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
10-24-2022
03-23-2023
11-14-2024
09-09-2025
05-09-2026
Category Assets AVG. Account size
Discretionary $362,653,021 $482,894
Non-Discretionary $859,515 $23,875
Total $363,512,536 $461,896

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Separately Managed Accounts

Total SMA Asset: Available

Locked Total SMA
Public Funds:
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Equity - Exchange:
Available
Cash:
Available
Asset class Assets Assets %
Public Funds Available Available
Equity - Exchange Available Available
Cash Available Available
Total Available Available

13F Holdings | Q2 2026

Issuer Class CUSIP Ticker % Value
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