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THE Wealthgarden F.s. LLC

THE Wealthgarden F.s. LLC. CRD 311927

T

CRD: 311927

THE Wealthgarden F.s. LLC

$227.6M Total AUM
$227.3M Disc. AUM
-- 3Y CAGR
5 Employees
238 ADV. Clients
5 yrs Firm Age

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Firm Details

Custodian
Charles Schwab & Company ยท Fidelity/NFS
Clients
Retail and Institutional
Platforms
Available
Established Date
03-04-2021
Office Locations
3

Office Locations

1730 E. Holly AVE Suite 838 EL Segundo CA
-- Fresno CA
-- SAN Diego CA

About THE Wealthgarden F.s. LLC

The WealthGarden F.S. is a boutique, independent RIA offering hands-on financial planning and ongoing investment management for a select group of individuals and families, emphasizing clear communication and long-term partnership. Portfolios use diversified, tax-aware asset allocation with ETFs and mutual funds, alongside planning for estate, insurance, and charitable goals. Custody includes Schwab and Fidelity/NFS.

Team overview

46 AVG AGE
$56.9M AVG AUM / ADVISOR
$956.3K AVG AUM / CLIENT
2.9 yrs AVG TENURE
5 Employees
4 Advisory Reps
4 RIA Reps
5yrs Firm Age

Insights

Available
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Asset Classes

Available

Client Personas

Available

Custodian

Available

Investment Themes

Available

Investment Vehicles

Available

Services

Available

Technology

Available

Owner & Executives

JOSEPHTI SOTTO CRUZ

JOSEPHTI SOTTO CRUZ

Founding Partner, Wealth Management Advisor

CRD
#4095193
Ownership
50% but less than 75%
Available
Available
Available
JADE EAGLES

JADE EAGLES

Chief Compliance Officer, Founding Partner, Tax Planning Specialist, Wealth Management Advisor

CRD
#5939276
Ownership
50% but less than 75%
Available
Available
Available

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Contacts

Whitney Light Bania

Whitney Light Bania

Wealth Manager

CRD
#4866167
Available
Available
Available
Justin Ragatz

Justin Ragatz

Associate Advisor

CRD
#7771336
Available
Available
Available

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Assets Under Management

Total AUM
Discretionary
Non-Discretionary
05-17-2024
05-21-2025
03-09-2026
Category Assets AVG. Account size
Discretionary $227,278,651 $360,760
Non-Discretionary $317,258 $105,753
Total $227,595,909 $359,551

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Separately Managed Accounts

Total SMA Asset: Available

Locked Total SMA
Public Funds:
Available
Equity - Exchange:
Available
Cash:
Available
Other:
Available
U.S. Government/Agency:
Available
Asset class Assets Assets %
Public Funds Available Available
Equity - Exchange Available Available
Cash Available Available
Other Available Available
U.S. Government/Agency Available Available
Total Available Available

13F Holdings | Q1 2026

Issuer Class CUSIP Ticker % Value
Available Available Available Available Available Available
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